• Hundreds of Programs for all types of borrowers – We specialize in one thing, LOANS! We have programs to fit borrowers with credit scores from 480 to 850 and everything in between. Because we have programs for all borrower types, there is no need to put you're A+ customer into a high rate catch-all program. Nor do we turn away those with challenged credit or hard to prove income. Why is that important to you? Because we help make your improvements more affordable, in many cases, allowing for extra work to be done. How will you feel when we call to tell you there is room for the rest of the work your customer thought they couldn't afford?
   
• Higher Closing Ratios - With one of the highest closing ratios in the business, we get more of your customers financed. We treat each customer as an individual and give 100% effort to get them approved. We provide financing for many customers other lenders have turned away.
   
• Guaranteed Payment – For the protection of both parties, checks to cover the cost of improvements are written to the contractor and the homeowner.
   
• Debt Consolidation benefits you – Because we work with your customers to refinance and consolidate other debts and high interest credit cards, we make the work you do more affordable. We often provide low interest financing solutions to your customers that allow them to finance your job at no additional monthly expense.
   
• Local Appraisers and increased values – Because we only use local appraisers familiar with local property value trends, our appraisals (and loan amounts) are higher than other lenders that use national appraisal companies and computerized valuations.
   
• Keeping you in the loop - Our loan specialists have extensive experience working with both homeowners and contractors. We keep you in the loop every step of the way.
   

Why our process works:

Because we work closely with the homeowners we are often able get financing secured when other lenders can't. Our experienced staff works to resolve credit and income qualifying issues, often times negotiating payoffs and restructuring other debts in order to make things work better for your customer. In many cases we are able to get your improvements financed without increasing your customers' monthly expenses at all or we are able to make room for additional work the customer did not think they could afford.

Here is an example: